Should I File an Insurance Claim or Pay for Repairs Out of Pocket?
One of the most common questions we hear at Bucklew Insurance is: “Should I file a claim, or should I just pay for this repair myself?” It’s a fair question—and an important one. Filing an insurance claim can help protect your finances after a loss, but in some situations, paying out of pocket may actually […]
Why Safe Cars Don’t Always Mean Cheaper Insurance in Ohio
When to Drop Collision & Comprehensive Coverage (Ohio Guide)
TL;DR Keep collision and comprehensive if your car is financed or leased or if you can’t afford to replace it out of pocket. If it’s paid off and your annual comp+collision premium is ≳10% of your vehicle’s actual cash value (ACV), consider dropping (or drop collision and keep comprehensive if theft, hail, or deer/animal strikes […]