Why Did My Car Insurance Go Up When Nothing Changed?
Here’s the honest answer: your rate probably didn’t go up because of anything you did. It went up because the cost of everything your insurance pays for went up. Repairs, parts, medical care, and legal settlements have all gotten dramatically more expensive over the past few years, and premiums follow those costs. Nothing changed in […]
How Much Is Car Insurance for a Teenager in Ohio?
If you’ve Googled this question already, you’ve probably seen some scary numbers: national studies put the cost of adding a teen driver at $300, $400, even $600 a month. Here’s what I can tell you from this side of the desk: in my experience with families around Springboro and Warren County, adding a young driver […]
Why Insurance Is a Scam (And Why You’re Wrong About That)
I’ve been in the insurance business long enough to know that almost everyone, at some point, has called it a scam. Maybe you’ve said it yourself — probably after your premium went up for no obvious reason, or after you filed a claim and got less than you expected. I get it. The frustration is […]
Should I File an Insurance Claim or Pay for Repairs Out of Pocket?
One of the most common questions we hear at Bucklew Insurance is: “Should I file a claim, or should I just pay for this repair myself?” It’s a fair question—and an important one. Filing an insurance claim can help protect your finances after a loss, but in some situations, paying out of pocket may actually […]
Why Safe Cars Don’t Always Mean Cheaper Insurance in Ohio
As I sit here at a local car dealership, waiting for my oil change, I’m taken back to my days as a young salesman standing on a very similar showroom floor. Back then, I sold four of the top-ten safest cars on the road, and I believed—naively—that “safe” automatically meant “cheap insurance.” Now, with years […]
When to Drop Collision and Comprehensive Coverage in Ohio
At some point, most Ohio drivers ask the same question: is my full coverage still worth it, or am I paying to protect a car that isn’t worth protecting? It’s a fair question, and the answer isn’t always obvious. The car payment is gone, the car is aging, and the premium feels like it’s going […]